<kbd id='T8I0FTn'></kbd><address id='gcN1AG2W'><style id='d8F5VlzRCy'></style></address><button id='jOVM90'></button>

              <kbd id='Gj716c9q6S7'></kbd><address id='wC04eF50'><style id='fJCkPuh41X'></style></address><button id='3JDR3b1'></button>

                      <kbd id='MsDb0YK'></kbd><address id='d2IUne5Nl'><style id='V4nsc7c7z88'></style></address><button id='CnF5Qi'></button>

                          腾讯分分QQ分分彩

                          来源:黑龙江电视台  作者:   发表时间:2019-08-10 19:10:20

                          Regulators seek changes in bad debt ratio#标题分割#AclerkcountscashatabankinHuaibei,AnhuiProvince.(PhotoprovidedtoChinaDaily)China'sbankingandinsuranceregulatorsatthelocallevelareencouragingbankstocountloansoverdueby60daysormoreasnonperformingloans,withtheaimofbetterdisclosingtherisksituationofthebankingsectorandurgingbankstofurtherimproveassetquality.Someregulatoryauthoritiesatthelocallevelhaverequestedbankstorecognizeloansoverdueby60daysormoreasnon-performingloans,whichisnotyetaformalregulatoryrequirement,reportedtheBeijing-basedChinaSecuritiesJournal.Currently,theChinaBankingandInsuranceRegulatoryCommissionrequiresbankstoincludeloansoverdueby90daysormoreinNPLs."Bymakingthisadjustment,theregulatorhopesthatbankswillfullyexposetheirnon-performingloansandtrulydisclosetheirrisksituationwithmoreaccuratecapitaladequacyratiosandcoverageratiosofallowanceforloanimpairmentlossestoNPLs.Itwillbefavorableforthemtowriteoffandresolvebadassets,"saidXiongQiyue,aresearchfellowattheInstituteofInternationalFinanceatBankofChinaLtd.Theregulatorytighteningreflectedaprudentialattitude,whichaimstoenhancebanks'resiliencetorisks,headded.ZengGang,deputydirector-generaloftheNationalInstitutionforFinanceandDevelopment,saidtheregulatoryadjustmentwillbenefitbanksintermsofpromotingsteadyandprudentialdevelopment.Itencouragesbankstostrengthenassetqualityandenhanceassetsafetybyincreasingtheirallowancesforloanimpairmentlosses.Althoughnotrulingoutthepossibilityforthepilotprogramtobelaunchednationwide,Xiongsaidtheregulatorwillconsiderthepolicyimpactbycalculatingtheamountofloansoverduebetween60daysand90days,toestimatehowmuchthepolicywillaffectbanks'non-performingloanratiosandthecoverageratiosofallowanceforloanimpairmentlossestoNPLs.Afterlocalbankingregulatorsmaketheadjustment,theNPLratioofcertainbanksmayincreaserapidly.Someofthemmayincreasetheallowanceforloanimpairmentlossestomeetregulatoryrequirements,andsomemaystepuptheireffortstowriteoffbadloans,bothofwhichwillhaveanegativeimpactontheirprofits.Deteriorationofthesefinancialindicatorsmayfurtheraffecttheirbondissuanceandfinancing,hesaid.JohnQu,seniorpartneratMcKinsey,agreedwithXiongthattheregulatoryadjustmentwillhaveanegativeimpactonbankprofits."TheaveragelevelofprofitabilityofChina'sbankingsectorwilldeclineforsure,andwewillseeastrongerdivergenceintheperformanceofbanks.Iexpectthatmergersandacquisitionswilloccurinthebankingsectorinthenextfiveyears,"QusaidwhenMcKinseyissuedareportontheChinesefinancialsectorinlateMarch.Generallyspeaking,theassetqualityoflistedcommercialbanksremainsstablewhilethereareconcernsaboutthebaddebtsofsomesmallandmedium-sizedbanks,saidanalystsandindustryinsiders.GuShu,presidentofIndustrialandCommercialBankofChinaLtd,said:"Weareinpursuitofprudentoperationthatcouldresisteconomiccycles."TheNPLratioofICBC,China'slargestcommerciallenderbyassets,dropped3basispointsyear-on-yearto1.52percentattheendof2018,fallingforeightconsecutivequarters.Duringthesameperiod,ChinaConstructionBankCorpalsorecordedadecreaseinNPLratioby3basispointsto1.46percent.XuYiming,chieffinancialofficerofChinaConstructionBank,said:"AlthoughourNPLratioisstillverylow,wefeelthatitishardtokeepourbadassetsatafairlylowlevel...Oncethemacroenvironmentchanges,ourNPLratiomayrise.Sowemustadheretoprudentoperationsasifwearewalkingonthinice."

                          编辑:menglu

                          未经授权许可,不得转载或镜像
                          © Copyright © 1997-2017 by http://biandaowang.com/article/ all rights reserved

                          腾讯分分彩走势玩法介绍 微信提现腾讯分分彩 腾讯一分彩精准计划 腾讯分分彩五星总和大小漏洞 腾讯分分彩开奖源码 腾讯分分彩个位长龙有多少个 腾讯三分彩开奖结果记录 腾讯分分彩干多久了 腾讯分分彩梭哈玩法 腾讯分分彩几点开 腾讯5分彩分分精准在线计划 腾讯分分彩0369平刷